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Let's talk about Health Insurance


Eugene Poole - Aligned Benefits Group

Eugene Poole and Aligned Benefits Group

ABCs of the Affordable Care Act for 

Small Businesses

Our Recent Work

Affordable Care Act for businesses 

How to find a licensed Insurance Brokers &

Why it’s important for you to do so...

Our Recent Work

Single Moms' option(s) regarding Health Insurance

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Find out your options

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WOW Blog 

Jump-starting 2019 with a new outlook on W.O.W. This year we will start documentating our planning phases to give insight into what we do as an organization from early morning meetings to late evening socials and everything in between. This is the first in-depth exclusive on Women Offering Wealth and how we are able to plan, prepare and execute events and workshops every month.

Early Morning and Hot Tea!!

January 2nd, 2019

It is always a good time chatting it up in the early morning with these amazing ladies here. Founder/CEO of HoodSmart and UrbanSmart Ateya Ball-Lacy along with Ms. Antoinette Olfus who are always keeping things going. This year Women Offering Wealth is partnering with UrbanSmart to host a STEM + STEAM financial Pop-Up event. If you haven't been to a HoodSmart Pop-up before you are in for a treat. What an honor to bring WOW into the mix. Information on the event will be released soon.   

Scouting for locations during Happy Hour...

January 3rd, 2019

The beginning of the New Year is also the beginning of what we call "Scouting Season" within WOW because everyone is now on the prowl for the perfect location during an ideal month to have a great event that people can enjoy. Location is key of course but also the price. We spent all day looking and inquiring prices from local venues where we could possibly have our First Fashion Show to promote self-image and empowerment as apart of our S.T.E.P.S. Against Domestic Violence Program. We ended up at the local Holiday Inn, College Park MD, that made us feel at home. After handling business there we decided to hang out for a few which became hours. We basically ended up closing with the staff and one of the bartenders took this picture to capture the moment.

One Down Many to Go...

January 4th, 2019

It's a great feeling when you find a location that fits your event purpose... CosmoJobs powered by Women Offering Wealth coming March 2019.

STEAM Ahead 

January 10th, 2019

Late evening meeting with Council Member Keith Sydnor as we prepare for our STEM + STEAM event in April. Had to take a quick pic of allof us with Mayor Craig Moe city of Laurel.

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"So glad to bond with these amazing and inflential women in health, wellness, and life coaching... as we support each other with our goals for the upcoming year". 


We’ve loved every minute of our journey

An Idea Is Born

WOW Fire was one of the most exciting and healing events we had thus far. Maintaining this fire was no joke as the flames were quickly burning out. We put anything we could possibly think of to keep the fire going so, much so that when it was time to put out the fire... it took everyone to help in ensuring the fire was out. Teamwork at its best...

Teamwork makes the Dream work...

Building lasting bonds was the lesson for the day as we all opened ourselves up to be vulnerable for the release process of letting any and everything we felt like was holding us back from reaching greatness. Tears, heartache, old memories, current situations were being thrown in the fire. We all walked away feeling like a ton of weight was lifted and a new perspective on life begun. Can't wait till the next one Spring 2019.

Tips on Online Dating w/ Athena Thomas - The Life Calling Coach

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Mount Jezreel Christian School

"Where Children Learn and Grow"

By: Nicole Smith

Recently, I was invited by Menia Pearson (Administrator) at Mount Jezreel Christian School for a tour to learn about the school's academic and training programs. Mount Jezreel Christian School has an inspiring curriculum that ties a fun hands-on classroom setting with a Christ-Centered Philosophy. The school promotes a healthy environment where students can excel in technology-driven steam programs and each classroom is catered to the needs of the children from pre-school to 6th grade. Mount Jezreel Christian School since 2005 continually strives on building a solid bond between the teachers and parents to develop a nurturing environment for every student. I must say that by the end of the tour I was in awe of the learning environment as it truly made me feel like I was a kid again... full of endless opportunities to express my creativity and at the same time build on my critical thinking skills. If you live in the Silver Spring, Maryland area and are in the market for scouting out new schools; Mount Jezreel is a great school to check out.

For more information about open enrollment or take a tour, please call 301-431-1985 or visit Mount Jezreel Christian School 420 University Blvd. Silver Spring, Maryland 20901

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A Heart to Heart w/ Keisha J.

Moving Past the Fear

After having a wonderful experience as a guest speaker at a Packing Social Event. I immediately thought about how fear can have such a stronghold over our lives. Do not let fear stop you from becoming your best self, telling your story, or experiencing something new because SOMEONE ElSE will benefit from it too!

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Book: "The Pieces of My Heart" available on Amazon and on website

Song: "How Many Drinks" by Miguel


People & Blogs


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Changing Your Perspective

Your thought process is where it all begins first, so there is no room for thinking that "the glass is half-empty"!

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People & Blogs


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"Women Offering Wealth 1st Annual Thanksgiving Turkey Basket Giveaway was a complete success. We were able to help 5 families with starter(s) basket filled with everything they needed to enjoy their Thanksgiving dinner. "

November 21st, 2017

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Finding Your New Norm...

By: Nicole Smith

October 26th, 2017

This evening we visited a local Domestic Violence shelter in the District of Columbia. Instead of having our monthly event we decided to promote awareness of Domestic Violence by giving encouragement to the women who are directly impacted by the growing crime against women today. At the Shelter  we met so many women from all walks of life there who were open to sharing their pain and their journey into finding a new norm for themselves and for their children. I think that the impact for myself is when one of the ladies stated that "Domestic Violence didn't start with physical abuse from my partner; but it started when my mom told me I wasn't good enough"... which made me questioned "How can someone create a new environment for themselves" ?

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August/ September Newsletter

The Good Life

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Think twice before Travelling Internationally without proper Medical Insurance....

By: Eugene Poole, MBA, PMP

ACA Certified

Senior Account Executive

Aligned Benefits Group, Inc.

Did you know that most travelers assume they will be covered by their standard medical plan? The truth is, while traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without  even realizing it, you may be putting your health- and that of your family-at risk. You have enough to worry about when you're travelling. Don't let your medical coverage be an uncertainty. International Medical Group (R) has developed two Patriot Travel Medical Insurance plans to provide you and your family superior protection so you can spend more time enjoying your international experience, and less time worrying about your medical coverage. Please check out the video to see how this coverage can work for you.


By: Ateya Ball-Lacy

Hood Smart: The Urban STEMulus Project is a TV reality game-show that shines a light on talented students of color that excel in (STEM) Science, Technology, Engineering and Math! We aim to shift the focus towards the positive images we need to see on reality television by highlighting and celebrating the creative genius of our youth. Our team of passionate educators, professionals, STEM and STEAM experts, media moguls and environmental activists are committed to using their talents to create a manuscript for urban students to write their own narrative. Through this revolutionary TV reality show, we will change the perception of how underrepresented youth perceive themselves and their roles in the world around them.

Our Blog

An ongoing series of informational entries

3 Tips to Walk into your Greatness

May 08, 2017


Leroy McKenize Jr.


Every great person had to go through the process of being groomed for greatness. David was a shepherd before he became King. He learned how to protect his sheep by killing a lion. He also killed the Giant Goliath, which prepared him for battles that he would go through as King.


Every great person has someone along the way that saw that there was something different about them and in them. Dr. Martin Luther King was selected to the Civil Rights Movement because those around him saw that there was something special about him. Ray Charles has a piano teacher that saw something special in him and nurtured and groomed him to be a great musician. Former President Barack Obama had people who saw something special in him and groomed him to become the 44th President of the United States of America and the 1st Black President of the United States.


What are you willing to sacrifice to be great. Every great person had to sacrifice something for their greatness. Whether it is family, friends, personal life or money, it will cost you something and the question that you have to ask yourself is are you willing to pay that cost.

"Bringing Visions To Reality"/Building The 21st Century Company”

Why Aligned Benefits Group, Inc. Does what they do?

May 18, 2017


Eugene Poole, MBA, PMP

Corporate Member Eugene Poole, MBA, PMP ACA Certified explains why his company Aligned Benefits Group, Inc. has so much success when it comes to educating the community on Health Insurance. He explains that Aligned Benefits has seen and experienced the devastating effects to families and their businesses who do not have adequate health insurance. According to a Transamerica study, approximately 60% of all bankruptcies and 50% of all mortgage foreclosure in the United States are due to unpaid medical bills. Although the Affordable Care Act has made a significant dent in this dismal statistic by providing health insurance to more than 11 million Americans for the first time, more can be done and we need everyone’s help with meeting this tremendous need in our Country.

The second reason why we do it is because both individuals, families, and businesses are begging for our help. Although the Affordable Care Act was a step in the right direction, people are confused by a dizzying array of choices, at varying prices with huge tax penalties looming if we fail to choose adequate coverage in a timely manner.

The third reason why we do it is that both Federal and State Agencies realize that they need health insurance agents to help the public make the right decisions. These organizations have come to realize that although a web navigator can show people how to navigate throughout the websites, only a well-trained health insurance professional can help the public make the appropriate decision to fulfill their healthcare financing needs.

The fourth and final reason for pursuing this issue is that when the Affordable Care Act was passed and required that insurers adhere to the 80 and 85% Medical Loss ratios, the insurers responded by cutting the health insurance professional commissions by 50%. This has caused several health insurance professionals to leave the business and abandon both the individual and Small Group markets leaving these constituents to fend for themselves. In addition, many of these organizations do not have an assigned health insurance agent and have become orphaned accounts. Therefore, the need has never been greater for health insurance professionals with the right experience and training. As a result, this is why Aligned Benefits Group, Inc. do what they do best. 

Why You Should Skip the Expensive Vacation and Create A Self-Care Plan

May 18, 2017


Nichola K. Brown, LICSW

We often think about planning a luxurious vacation when we want to escape the daily grind and truly get some R&R.  But some people find it difficult to switch into vacation mode because they have conditioned themselves to always be "on".  Real rest is an inside job.  The rest we are chasing may not always be found on a vacation, but instead it can be developed over time by implementing a self-care routine.  Vacations are great way to create a temporary break; and I believe everyone should use all their leave but that oftentimes is not the case.  In fact, Americans on average do not use all their vacation leave.  I truly believe that part of the reason why is because we do not know how to rest (physically or mentally) and many people do not understand the benefits of self-care.   By developing a self-care plan, you can create habits that will help train your mind and your body to rest.  Developing a lifestyle that incorporates routine self-care is an investment that will last well beyond a 7 day/ 6 night vacation to your favorite destination spot.

Here are a few tips to help you develop your own self-care routine:

Tip 1: Get More Sleep

Coffee is not a substitute for sleep.  Our body is designed to get about 8 hours of sleep, and even more depending on your age and health condition. Try to reduce the amount of time you spend on social media and catching up on shows. Remember, when we are well rested we make less mistakes and we are more productive.  Sleep is a necessary part of an effective self-care plan.

Tip 2: Unplug Regularly

Being tethered to our smartphones and other electronic devices can create anxiety and some unhealthy behavior.  Take a weekend sabbatical where you and your family put away all your electronic devices for one weekend.  This will help you let go of  your need to always be connected and allow you to create mental space.  Allowing yourself time to think and space for your thoughts to develop can produce some of your most innovative and creative ideas.

Tip 3: Journal

As you begin to unplug and create this mental space in your life; it is important to journal.  I recommend using paper and pen.  There are tremendous benefits to writing down your thoughts.  This exercise can help you to release your thoughts and to de-clutter your mind.  It is also a great way to capture new ideas and to begin to develop your vision future.

Tip 4: Forgive Yourself

It is important to forgive yourself from past mistakes, failures, disappointments, and pain.  We have all experienced something that we need to let go of.  Instead of letting go, we carry the guilt and shame of the past into the present.  This can be difficult to do.  But releasing the emotional burden that can weigh us down is an important part of the process.  If you find that you need help with this, please connect with a licensed therapist who can help you.

Tip 5: Be Gracious to Yourself

We can be our worst critic.  Therefore, it is important to pay attention to our internal dialogue and daily self-talk.  Words are powerful, and they can have profound impact on our lives.  Saying kind things to yourself and developing a mantra is an important component of your plan.

Tip 6: Laughter is Good Medicine

This is a Proverb in the Bible, and research now proves that there are numerous benefits to laughter.  Grab a good comedy, spend time with family and friends who make you laugh and joke around with your loved ones.  Remember that it is ok to laugh at yourself. 

By implementing these habits into your life, your next vacation will not be responsible for helping you recover from a year's worth of exhaustion.  But instead, it will be just a vacation that you can be present for and just enjoy.

Please share your thoughts.  What are some other self-care tips that you use now, or plan to use in the future?

If you would like to learn more about developing a self-care plan email me at [email protected]

WOW Women Are Welcome to Join my next virtual coaching program starting in June

Keys to Endurance: Seeking True Freedom

May 29, 2017

By :

Athena Thomas

What is true freedom? True freedom is embracing all things good and bad, then using them as anchors, rooting yourself in a path of growth on the stairway out of mediocrity. True freedom is about living on purpose based on God’s truth.

“Then Jesus turned to the Jews who had claimed to believe in him. If you stick with this, living out what I tell you, you are my disciples for sure. Then you will experience for yourselves the truth and the truth will free you.” (John 8:31-32, MSG)

When you abide in God’s word, truth will shine its light in the dark places of your life that your enemy has used to keep you bound to fear, pain, lack, failure, etc. There isn’t one person who hasn’t been hurt, who hasn’t failed at something, or who hasn’t made poor choices. Some of you have stopped moving while others have risen above and achieved more. What’s the difference? The difference is how you view your obstacles and your level of endurance. True freedom increases your level of endurance and is accomplished through prayer, healing, and breaking connections. Healing brings about a new-found strength, faith in God, and confidence in yourself.

Lack of endurance has more to do with poor emotional and spiritual health. By not dealing with your truth you are slowly killing yourself and weakening your ability to “remain firm without giving in.” I challenge you to “remain firm without giving in” to fear, rejection, pain, lack, deceit, failure, anger, or anything blocking your ability to be free. Your keys to endurance are to accept your truth, love yourself, live on purpose according to your truth revealed by God, and to use the boulders that buried you as stepping stones in your path to live on purpose and not by accident.

Coach Athena

The Life Calling Coach™

Yes You Can Today Christian Life Coaching

Ready to live on purpose, contact me today for your FREE 30-minute life coaching meeting. (240) 681-9370

W.O.W Featured in VP Digital Blog

Vistaprint recognition of Women Offering Wealth on March 8th, 2017 was a very special and profound moment as we celebrated International Women's Day. To have an article written about our organization's website in a way that expresses unity and a passion for what we do. Detailing our W.E.A.L.T.H. principles as we serve the community. (Click link below to read article)

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See What People Are Saying​:

"Women Offering Wealth brings women together to learn about themselves and network with other fellow women within the Community".

You've Got What it Takes

By: Kithy Ranga

Proverbs 31 is our biblical role model of womanhood. A woman on a mission. One we can be inspired by. She is a woman who is not confined to one particular role but who demonstrates the capacity to live a life filled with purpose. You may find it discouraging to compare yourself to a woman with such noble characteristics. Don't be. The most important trait of the virtuous woman is her unwavering relationship with God—not her job title, marital status or social clout. Yes, she is called to do amazing things, to be strong and courageous, to be loving and generous, to be confident and full of wisdom, but above all else, she is called to an intimate relationship with Christ.

Now, you're probably thinking how can we as modern-day women relate to her with our diverse lifestyles. Her characteristics are still very much applicable regardless of which season in life you find yourself. Some of us are pursuing our passions, building a business, others are starting a family or waiting to hear from God for our next steps. This virtuous woman represents a woman of power and capacity—a force to be reckoned with. A woman who has dignity, integrity and high moral standards in how she chooses to live her life. Who wouldn't want to be that woman?